Medical Indemnity Insurance, or Medical Malpractice Cover are one and the same thing. They both essentially cover the named person or persons for any breach of professional duties that may occur as a part of the individual’s day to day work.
This type of insurance cover helps to protect individuals and businesses that work in the medical fields, from claims from people who feel that there has been a breach of duty, omission of care or important information or negligence. The insurance will cover you against any damages that may need to be paid out and the cost of legal cover for defending or representing your position in the claim.
The types of issues that can be covered with this type of insurance can include:
- Misdiagnosing a patient
- Failure to diagnose a patient at all
- Putting in place the wrong treatment options
- Errors and mistakes that occur during surgery
- Errors and mistakes on giving out prescriptions and prescription medicines
- Inadequately trained medical staff and doctors
- Unhygienic practices and medical environments
This list goes on and on and if you are looking for the best advice as to the type of insurance that you need and the amount of cover you should speak with a professional company such as MPRS who will be able to give you more information and guide you to the solution that is best for you and your business.
